Our goal is to provide benefits that support you in just about every aspect of your life, from traditional health and insurance coverage to financial protection, planning and coaching to programs that help you care for yourself and your family.
Each year, we review our benefits to ensure we’re taking advantage of what’s available on the market, managing costs for you and the System, incorporating regulatory updates and staying competitive. The following changes take effect July 1, 2027.
You have the same great plan options as last year, offering comprehensive support with only modest rate increases for medical plans. Memorial Hermann will continue to pay the majority of your medical premiums and absorb most of the cost increases. Review your FY27 premiums.
If you don’t enroll during Annual Enrollment, your current coverage and covered dependents will carry over at FY27 costs.
This is a good time to re-evaluate your coverage. Take a look at the options we offer, compare your anticipated care and costs and choose the medical plan that meets your budget and needs.
Control Your Health Care Costs
Remember! We also offer opportunities to help control your health care costs, including:
Dental care is a critical part of your overall health care. You continue to have the same three plan options, so you can choose the right level of coverage for your needs. Each plan supports regular cleanings and the care you need to protect your smile.
If you don’t enroll during Annual Enrollment, your current coverage and covered dependents will carry over, with slight increases to premiums. Visit the Dental Coverage page for a complete look at your options. Review your FY27 premiums.
Choose What’s Right For You
Visit the Flexible Spending Accounts page to learn more about how our FSAs work — and calculate how much you can save.
Per the IRS, you can contribute up to $3,400 to a Health Care Flexible Spending Account (FSA) in FY27. Since your contributions are deducted from your paycheck before your taxes are calculated, you’ll lower your taxable income. That means you’re saving money for predictable healthcare expenses and paying less taxes.
Additionally, you can contribute up to $7,500 ($3,750 if married and filing separately) to a Dependent Care FSA in FY27. DCFSA funds can be used to pay for eligible expenses, such as day care for your children or adult care for qualified dependents.
You must take action to contribute. Even if you’re currently contributing to a Health Care and/or Dependent Care FSA, the IRS requires that you actively enroll during Annual Enrollment to contribute in FY27.