FY27 Annual Enrollment – What You Need to Know – Memorial Hermann Health System

Annual Enrollment may be your one and only opportunity to re-evaluate and update your coverage for FY27. Don’t miss this chance to ensure you have the coverage that makes the most sense for you.
- You may also be able to update your coverage during the year if you experience a Qualifying Life Event, which is a major life change like getting married or welcoming a new child.
If you don’t make any elections during Annual Enrollment, most of your FY26 coverage will roll over. If you waived a plan last year and don’t take action this year, you won’t have coverage for FY27.
You must take action if you want:
- Extra financial protection when you need it most. You must re-enroll in Group Accident and Hospital Indemnity Insurance if you want coverage in FY27 – even if you are currently enrolled. Elections will not carry over automatically. Critical Illness Insurance carries over.
- To save on taxes for predictable health care and dependent care expenses. Check out Flexible Spending Accounts.
- More money in your paycheck or additional days off. Check out the PTO Buy and Sell and Personal Holiday Sell programs.
For a complete view of benefits that require action, refer to Your Options and Action Required.

Next Steps

Start by reviewing What’s Changing for information about these benefits and more.
Review your FY27 plan comparison charts.
Review your premiums for FY27.

Have Questions?

HR Shared Services is here to help with general benefits questions:
- Email us at HRSS@memorialhermann.org.
- Call 713.456.MHHR (6447), Monday through Friday, 7:00 a.m. to 5:00 p.m. CT
- “Ask a Question” via the allHR portal
If you have specific questions about available coverage, contact the carrier that administers the plan.

Key Dates

May 4 – 17: Log into Workday to enroll in your FY27 benefits.
By June 30: Get your approved preventive care to earn the Employee Health Credit for FY27. You can save up to $600 on your medical premiums.
July 1: Your elections take effect. Generally, they’ll remain in effect through June 30, 2027, unless you experience a qualified event and can make mid-year changes.
By July 12: Use your FY26 Personal Holidays (PHO), Spiritual Holiday (SHO) and Paid Time Off (PTO) over 240 hours so you don’t lose the time. To learn how to calculate your PTO balance, go to the allHR PTO page and click on FY26 PTO Forfeit Calculation Instructions. Remember: Time off must be approved by your manager.

what you need to know